What Is Road Side Assistance Cover In Motor Insurance?

Roadside Assistance Coverage is an optional addition to your Motor Insurance Online Plan that serves as your most reliable ally if your car experiences mechanical difficulties. To put it another way, having roadside assistance coverage ensures that a qualified mechanic can come to your aid in the event that your vehicle experiences a breakdown in the middle of your trip, leaving you stranded. It is an optional coverage that is included in virtually all types of automobile insurance policies and comes with a variety of advantages, including the following *:

1. Repairs of a small nature: In the event that the client experiences an issue that may be resolved over the phone, the client can receive assistance. Sometimes, insignificant problems can force the vehicle to come to a halt. If the driver could be properly guided, they would be able to handle these problems on their own.*

2. Towing service: In the event that the vehicle is rendered unable to move due to a problem with its mechanical or electrical components, or in the event of an accident, and the problem cannot be fixed on the spot, then the appropriate arrangements are made for the vehicle to be towed to the closest garage for servicing.*

3. Battery failure: In the event that the car is unable to move because the battery has died and requires a jumpstart, a mechanic could be dispatched to the scene to start the motor vehicle using the proper tools.

4. Flat Tyre: Should the tyre become flat and you cannot change it yourself or do not have a spare tyre, a mechanic can be dispatched to your location to replace it.

5. Spare keys: Another common issue that might arise is when the driver misplaces the key or the key stops functioning properly. In each of these scenarios, the service provider can dispatch an agent to travel to your property in order to retrieve the keys on your behalf.

6. Fuel delivery: When you find yourself without fuel, try not to freak out. You may receive assistance from Roadside Assistance Insurance if you need it. It may be possible that one can be required to pay for the delivery of fuel to the location.*

7. Lodging arrangements: Arrangements are made for lodging in the event that the vehicle’s owner desires to stay in the area of the repair shop while their vehicle is being serviced, and the insurance company can facilitate these accommodations.

8. Travel arrangement/Taxi service: When the insured vehicle is being repaired, the policyholder can use taxi services to get to and from his place of business or residence. This facility, on the other hand, is only made available to a single location.

Also, let’s get a grasp on how everything operates.

To put this into practice, insurance firms have partnered with reputable organisations offering roadside assistance services in your motor insurance coverage. The aid provider that could be dispatched to provide for your needs is chosen with consideration given to factors such as location, vehicle, and other aspects of the situation.

Having this car insurance add-on cover is useful since it can save you a significant amount of money on service fees if certain conditions are met. These conditions include the car’s age, commuting range, and convenience. The typical price range for roadside assistance services is between Rs 1000 and Rs 5000.*

This price range is determined by the roadside assistance plan on the motor insurance online that the customer chooses, which caps the total number of services provided as well as the size of the geographical area that is covered. And don’t forget to find the best deals through motor insurance calculators.

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.